Fisher Island, Florida Houses
Finding a beautiful place to call home in Fisher Island isn’t nearly as hard as you think it is. Whether you’re looking for your first home or your 5th, RealtorMiami.com can get the keys in your hand FAST. Most of our clients are floored when they see how far even a modest budget can go in Florida…you just need someone who knows where to look!
Looking for the right Fisher Island, Florida home?
Florida has always been one of the hottest real estate markets in the country, and Fisher Island’s housing boom is showing no signs of slowing down. Americans from every corner of the country are “flocking” south as soon as they see just how far their budget goes here. If you can afford even a modest home elsewhere, you can get a palace here!
Why wouldn’t you want to live here?
Are you tired of waking up an hour before work just to scrape the ice off your car and warm the engine up? They don’t call Florida the Sunshine State for nothing. Why wake up to a winter wasteland when you can enjoy over hundreds of sunny and clear days per year?
No State Income Tax:
Not only can you get a bigger house for cheaper, but you can also put 10% of your income back in your pocket. Florida doesn’t take any of your income!
A Hot Housing Market:
It’s a buyer’s market now! Get in on the action before the supply dries up and prices rise!
Low Cost of Living:
Did you know that Florida is a good deal below the national average for cost of living? You’ll save on your home, your taxes, and everything else you buy when living here.
What to Consider When Buying a Florida Home - Tips From the Experts
But, there’s a lot to consider. Even with our amazing prices, it’s still a heavy investment that you have to put a lot of thought into. Here are 3 tips to get you into the house you’ll be happy to call home, build an asset, and save money doing it!
Hire a realtor
Using an expert agent gives you an unfair advantage on the market. They’ll handle all of the research and negotiating, helping you save time and money all while letting you view properties hidden from the general public. The savviest realtors can even save you money on margins you don’t even know exist. Did you know that you don’t have to have certain inspections or tests done? You’re losing money by not hiring an agent.
Buy for the Life You Want Tomorrow
One major mistake we see frequently is buyers not planning for the future when purchasing a home. If you have plans to start a family, you’ll need more space inside and outside. You also might want something more secluded. If you plan to retire and stay (we don’t blame you!), you might want something more accessible or with more amenities nearby (golf course!). Plan for what you want in 10 years. This is your new home, after all!
Don’t Overvalue Cosmetics
Minor exterior fixes are cheap. Paint is cheaper. Don’t focus too much on cosmetic issues. Instead, pay special attention to the kitchen, bathrooms, and outdoor setup (this is Florida, after all!). These are particularly expensive to change and will have a huge impact on your quality of life.
Buy Something You Know You Can Afford
Don’t always listen to your mortgage broker. Just because you have the money to pay for something doesn’t always mean you can “afford it.” Always try to plan for the worst and hope for the best. It’s best to keep payments at 1/3rd your gross income. But take our word for it—even less (about 27-28%) is better. The last thing you want to do is stress over making mortgage payments.